HAS YOUR INSURANCE CLAIM BEEN DELAYED, DENIED, OR insufficiently paid?

Have you and your family recently suffered damage to your house and or contents? And has your insruance company delayed, minimized payment or denied your claim? Attorney Darren Y. Zipris is a fierce and compassionate attorney who is ready to fight for your cause with the utmost diligence and professionalism. You can contact Mr. Zipris 7 days a week for a free consultation. Law Offices of Darren Y. Zipris, P.A is committed and focused on achieving the best results for our clients.

The Law Offices of Darren Y. Zipris, P.A. takes pride in representing insureds/Homeowners in property damage disputes. Our goal is to aggressively represent your interests in seeking a quick yet favorable settlement. If you don’t get paid, we don’t get paid. Call today for a free consultation, were our attorney can explain your rights and all your options in resolving your insurance dispute with your insurer.

Examples of Types of Commercial and Residential Claims We Handle
Any and all types of damage caused by an “accident” or “occurrence” – Water damage from rain – Hurricane damage from wind – Hurricane damage from water – Industrial accidents – Leaking roof – Fires – Explosions – Sinkhole – Earth movement – Clogged air conditioning condensation pipes – Vibration damage – Negligent construction and/or repair – Mold infestation – Chemical contamination – Defective Construction – Loss of income – Business interruption – Additional living expenses – Consequential damages – Pipe burst – Lightning – Termite damage – Tile damage – Auto collision claims – Auto property damage claims – Disability claims

ClaimPresentation
Our Firm would welcome the opportunity to examine your policy and loss to make sure that your claim is presented in a professional manner. Out goal is to avoid disputes by showing the insurer, from day one, that we have our claim documents in order and that yours is a claim which should not be disputed or delayed.

Insurer Bad Faith Refusal to Settle
When you have presented your claim and have responded to all reasonable requests for information, if a settlement does not quickly follow, it’s time to consider more proactive options. Oftentimes, the best option is to to sue your insurer and let a jury decide whether your claim should have been paid.

Coverage Disputes

Insurance adjusters have a legal obligation to deny your non covered claims. Most adjusters usually deny your claim with without any concrete merit, fact, or law. We strongly recommend you call us, so that we can review the facts of your claim in detail in distinguishing a valid justification in denying your claim. If we fee that your claim was denied without proper merit, then our offices will file a suit on your behalf. For example, coverage disputes commonly arise when the insurance company says there is no coverage due to the following reasons: Mirepresentation in the application – Absence of wind damages – Absence of flood coverage – Fraud or misrepresentation with regard to presentation of the claim – Claim value is overly inflated – Wear and Tear, pre-existing damage-Allegations that the damage resulted from inadequate maintenance or from lack of maintenance – Allegations that the claim was reported too late and that the insurer’s investigation is therefore prejudiced.

INSUFFICIENTLY PAID FOR YOUR CLAIM:
As mentioned before, your insurance company reserves the right to deny your insurance claim for damage sustained to your property. However, your insurance company may insufficiently pay you for your claim. Its common practice for the insurance adjuster to minimize payment for your damages. Here at the law offices of Darren y. Zipris, we strive to make client whole by procuring sufficient funds from the insurer to the insured that will result in the homeowner having adequate funds to repair their house as it was before the incident occurred.

6 TIPS IN MAKING SURE YOUR INSURANCE CLAIM GOES SMOOTHLY

1. REPORT CLAIM AS SOON YOU BECOME AWARE OF IT
2. TAKE SPECIFIC AND DETAILED PICTURES OF DAMAGE SUSTAINED. -BEFORE AND AFTER PICTURES ARE VERY HELPFUL
3. KEEP ORGANIZED RECORDS, DATES, TIMES, NAMES, OF ANY EVENT OR PERSON ASSOCIATED WITH THE CLAIM
4. DO ALL IN YOUR POWER TO MITIGATE (IE. MINIMIZE) DAMAGES FROM THE DATE OF INCIDENT.
5. ALWAYS BE COMPLETELY FORTHCOMING WITH INSRUANCE AGENTS AND REPRSENTATIVES.
6. CALL THE LAW OFFICE OF DARREN Y. ZIPRIS, FOR A FREE CONSULTATION.